With China's accession of WTO and deepening of market economic reform, the financial industry is faced up with new requirements in its reform and development: informationization development shall serve all-round and coordinated development of economy, finance and consumers. The basic goals are: establishing modernized payment settlement system, offering humanistic electronic financial services, realizing informationization in administering financial institutions, establishing and perfecting informationization in financial supervision and constructing modern financial information network. To achieve the goals, the financial service sectors shall hold on to innovation with science and technology and rely on scientific development.
Goals of informationization in banking industry: applying advanced information technology, realizing effective real-time and secure modern clearing and payment based on data integration and application integration; establishing multi-channel integration and marketing system and offering humanistic banking services; realizing scientific and delicate management and decision-making; transferring from electronic banking to information banking to constantly improve core competitiveness.
Goals of informationization in securities industry: standardization of securities information, centralization of trading network, informationization of management and modernization of supervision so that securities industry can develop to a real-time and centralized orientation at scale with reduced operational costs, improved business efficiency and supervision, tightened risk management and integrity services in the capita market.
Goals of informationization in insurance industry: realizing data centralization and application integration, promoting diversified service methods and channels, informationization in management and modernization in supervision so as to improve overall services in insurance industry.